
The Paper Solution
What to Shred, What to Save, and How to Stop It From Taking Over Your Life
Categories
Nonfiction, Self Help, Productivity, Reference, Audiobook, Adult, Personal Finance
Content Type
Book
Binding
Kindle Edition
Year
2020
Publisher
G.P. Putnam's Sons
Language
English
ASIN
B081M7P9C5
ISBN
0593187776
ISBN13
9780593187777
File Download
PDF | EPUB
The Paper Solution Plot Summary
Introduction
Paper is everywhere, and it's driving us crazy. From kitchen counters drowning under mail mountains to filing cabinets bursting with documents we're afraid to throw away, most of us are swimming in a sea of paper that threatens to pull us under completely. We waste precious time searching for important documents, missing deadlines because we've misplaced bills, and feeling overwhelmed by the constant influx of forms, notices, and junk mail that arrives daily. But there's a way out of this paper tsunami. By understanding why we keep so much paper, learning simple systems to process what comes in, and creating functional storage for what truly matters, we can reclaim our spaces and our sanity. This isn't just about tidying up—it's about transforming our relationship with paper so it serves us rather than controls us. When we master our paper, we master our time, reduce our stress, and create space for what truly matters in our lives.
Chapter 1: Break Free from Paper Overwhelm
The paper tsunami is real. The average American household processes a paper stack as tall as a two-story house every year. Despite promises of a paperless future, we're drowning in more paper than ever—bills, school notices, medical forms, warranties, tax documents, and sentimental items fill our homes. This overwhelming volume creates genuine stress and anxiety, costing us time, money, and peace of mind. One client, Joseph, expressed this perfectly: "Truthfully, I could access most of our important documents even before I started organizing, but I wasn't satisfied with my day-to-day paper handling. I had files that were successful, but only when I remembered to file them! The kitchen island was the landing place for unopened mail and random papers. If guests were coming, I simply swept papers into laundry baskets and moved them into the spare room." Like many of us, Joseph was managing—barely—but the constant paper shuffle was creating ongoing stress. The first step to breaking free is understanding why we keep so much paper in the first place. Many of us grew up watching our parents save everything "just in case," creating a mindset that discarding paper is risky. Others fear missing important information or deadlines. Some of us are simply overwhelmed by the volume and don't know where to start. When we understand these emotional drivers, we can begin to change our relationship with paper. The solution begins with a mindset shift. Instead of trying to save everything, we need to focus on identifying the critical 15% of papers we genuinely need while confidently letting go of the rest. This means creating clear decision rules about what to keep, for how long, and why. For example, deciding that you'll keep insurance statements only until the next one arrives, or that you'll immediately recycle all catalogs after noting any items of interest online. A critical breakthrough comes from creating a centralized, consistent system for handling incoming paper. Instead of scattering papers across multiple surfaces or hiding them in random drawers, establish a single processing center—what we'll call the Sunday Basket—where all paper lands until you deal with it during a scheduled weekly session. This single habit can transform your paper management almost overnight. Remember that breaking free from paper overwhelm isn't about perfection—it's about progress. Every sheet you confidently process or discard represents a step toward freedom. The goal isn't to eliminate all paper, but to develop a functional relationship with the paper that serves your life, rather than being controlled by the endless influx of documents demanding your attention.
Chapter 2: Master the Sunday Basket System
The Sunday Basket is the foundation of your paper management revolution. It's a physical container—literally a basket, box, or bin—that becomes the single destination for every piece of paper that enters your home. Bills, school forms, catalogs, invitations, to-do notes, and anything paper-related goes directly into this container rather than landing on counters, tables, or random surfaces throughout your home. Holly's story illustrates the transformative power of this simple system. Before implementing her Sunday Basket, she had piles of unread mail stressing her out. Between her full-time corporate job and busy two-year-old daughter, she was constantly in reactive mode rather than proactively managing her personal papers. "I found myself spending valuable weekend time going through piles of credit card offers and paging through catalogs—then running out of time before I got to the actual bills I needed to pay!" Her to-do lists and important folders were forgotten until they were past due and irrelevant. After establishing her Sunday Basket, Holly reported a dramatic change: "Now I know where everything actionable lives. I have a dedicated time to go through it weekly. And weirdly, this regimented system has allowed me to be a much more creative person! I expected to get my daily kitchen pile under control, but the extra time I found has been an unexpected gift. I actually found time to do some creative journaling every morning!" The magic of the Sunday Basket lies in its simplicity and consistency. Every Sunday (or whichever day works for you), you set aside 60-90 minutes to process everything in your basket. You'll organize papers into color-coded slash pockets—plastic folders with diagonal openings—that correspond to different categories of action: to-do this week (red), calendar items (orange), errands (yellow), finances (green), and pending items (blue). During your weekly processing session, you make three key decisions about each paper: Does it require action this week? Can it wait until next Sunday? Or can it be filed, recycled, or shredded? Items requiring immediate attention stay out until completed or go into your "to-do this week" pocket. Everything else either returns to the basket for next week or leaves your home permanently. The true power comes from maintaining this weekly habit. The Sunday Basket works because it creates a consistent rhythm for processing paper and planning your week. Instead of constantly reacting to paper emergencies, you proactively manage them during your dedicated time. As Rachel, another client, shared after five weeks of using her Sunday Basket: "I have turned the corner from my old, reactive life, and I never want to go back!" Remember that this system takes about six weeks to become fully established. Don't get discouraged if your first few sessions take longer or feel overwhelming. That's normal! You're processing a backlog that may have accumulated over months or years. As you maintain the habit, you'll gain confidence and speed, ultimately freeing up hours each week that were previously lost to paper chaos.
Chapter 3: Create Functional Reference Binders
Once your Sunday Basket is managing your active papers, it's time to tackle those reference documents you genuinely need to keep. The binder system replaces traditional filing cabinets with portable, accessible collections organized by purpose rather than alphabetically. Unlike unwieldy filing cabinets that encourage hoarding, binders create natural space limitations and make your important papers instantly accessible. Emily's experience selling her home demonstrates the practical value of well-organized reference binders. Overwhelmed with preparing for her real estate agent, Emily knew that all her paper related to house repairs, paint colors, and various home purchases were somewhere in her filing cabinet—but finding them seemed impossible. She decided to create a Household Reference Binder that would compile this information not only for herself but as a selling point for potential buyers. As Emily organized her documents, she was amazed to discover how many home improvements and repairs she'd forgotten about over the years. She included business cards for contractors they'd used, warranties for appliances, and even the original termite inspection with a map showing bait locations. Though she worried the termite documentation might hurt her sale, having organized records allowed her to contact a new inspection company with the precise information they needed—saving time and money while demonstrating responsible homeownership. The binder system focuses on four core binders that replace dozens of messy file folders: The Household Reference Binder (for home maintenance, warranties, and physical structure information), the Financial Organizing Binder (for banking, insurance, investments, and tax information), the Medical Organizing Binder (for health records and insurance claims), and the Household Operations Binder (for family traditions, celebrations, pet information, and daily living routines). Creating your binders starts with gathering related papers from your existing files and sorting them into appropriate categories. Use slash pocket dividers to separate sections within each binder, and add sheet protectors for documents that need special care. The beauty of this system is that each binder serves a specific purpose and creates natural limitations on what you keep. These binders become invaluable during emergencies or major life transitions. Lauren shared how her binders helped during a hurricane evacuation: "While we are fortunate not to have flooding at my house, my neighborhood and town still are dealing with flooded streets. When the hurricane was coming, our family evacuated and I took my binders with me. I can't tell you how my Sunday Basket and binders have saved me during all of this. When my banking website was down, I pulled out my Household Operations Binder and was able to call to make payments with all my information at hand." The portable nature of binders means you can quickly grab essential information during emergencies, bring specific documents to appointments, or easily update information as needed. Instead of wondering where important papers might be hidden, you'll know exactly where to find what you need when you need it—transforming paper from a source of stress into a valuable resource.
Chapter 4: Eliminate 85% of Your Paper Clutter
The most liberating aspect of the Paper Solution is learning to confidently discard the vast majority of papers currently cluttering your home. Most households can safely eliminate 85% of their stored papers without any negative consequences—freeing up physical space and mental energy in the process. Jamie's relationship with magazines illustrates how our emotional attachment to paper often prevents us from letting go. When I asked her which three magazines she would buy if she could only choose that many, the color drained from her cheeks. "I read them all cover to cover as soon as I buy them," she insisted. This surprised me—all these magazines were already read? I realized Jamie was seeing her magazine piles not as a looming to-do item causing stress but as proof she'd accomplished something—physical evidence of content she'd consumed. The next morning, I stopped by Starbucks before our session and brought Jamie a caramel macchiato. After we enjoyed our drinks, I turned to her and said, "Wasn't that delicious?" She agreed. "And now," I continued, "I'm going to throw the cup away. Even though I spent $3.55 on it... and even though I loved it. It is empty. I enjoyed and consumed the product. Now I can get rid of it." I looked directly at her. "Your magazines are like empty Starbucks coffee cups." When I asked again if there were any magazines she could part with, her reply was simple: "All of them." She literally discarded 95% of her magazines with no pain, guilt, or regret once she changed her perspective. This same principle applies to most paper in our homes. We need to recognize that much of what we save has already served its purpose—the bill has been paid, the information has been noted, the warranty period has expired. Holding onto these papers doesn't provide additional value; it only creates clutter and confusion. The Big Purge—a methodical decluttering of accumulated papers—is where you'll make the most dramatic progress. Set up four boxes labeled To-Be-Sorted, Saved Papers, Shred, and Recycle. Working through one stack at a time, ask yourself these key questions: Did I ask for this paper? Where can I find this information if I need it again? How hard would it be to replace? Is it still relevant? Under what circumstances would I actually look for this again? Creating clear "rules" for different types of papers simplifies decision-making. For example: Bank statements are kept for three months then shredded. Insurance policies are kept only until the next policy arrives. Utility bills are immediately shredded after payment is confirmed. Manuals for items under $100 are recycled (you can find them online if needed). These personal policies remove the need to repeatedly make the same decisions about recurring papers. Remember that letting go of paper doesn't mean losing the memories or opportunities they represent. Those cooking magazines filled with recipes you "might try someday" aren't actually bringing you closer to your culinary dreams—they're creating physical and mental clutter that prevents you from enjoying your current life. By releasing the 85% of paper you don't truly need, you create space for what genuinely matters.
Chapter 5: Design Your Sustainable Maintenance Plan
Creating organization is one achievement; maintaining it is another. Just as you wouldn't expect to brush your teeth once and have clean teeth forever, your paper organization requires ongoing maintenance. The good news is that with proper systems in place, this maintenance becomes simple, efficient, and almost automatic. Cheryl's story illustrates why maintenance matters. After her husband's unexpected passing, she was overwhelmed by his meticulously kept financial records—eighty binders containing forty years of investment statements, many with his handwritten notes tracking each stock's monthly performance. While organizing these records together, we discovered something shocking in month three: what appeared to be a single investment account was actually two separate accounts, each containing nearly $50,000. When Cheryl called the bank to confirm, they acknowledged the second account had been overlooked during her consolidation efforts. Without proper maintenance and review, this significant asset might have been permanently lost. A sustainable maintenance plan includes three key components: daily habits, weekly routines, and seasonal reviews. Daily habits are simple: immediately process mail into your Sunday Basket rather than creating new piles, write notes on index cards and drop them in your basket, and return reference binders to their designated locations after use. These small actions prevent new accumulation. Your weekly Sunday Basket routine becomes the cornerstone of maintenance. Spending 60-90 minutes each Sunday processing papers, updating your calendar, and planning your week prevents backsliding and keeps you in control. Many clients report that this weekly ritual becomes something they look forward to—a time to get centered and prepared for the week ahead. Seasonal reviews of your reference binders ensure your information stays current and relevant. I recommend dividing your year into three natural cycles: January through May (New Year), June through August (Summer), and September through December (School Year). At the transition between each cycle, review and update your binders. Replace outdated insurance policies, remove warranties for items you no longer own, and add new medical information as needed. When unexpected events disrupt your routine—illness, family emergencies, or major life changes—your systems provide the framework to recover quickly. Instead of abandoning organization entirely, you can simply return to your established routines when the crisis passes. As one client shared, "Having these systems allowed me to separate my sometimes-overwhelming thoughts and emotions from the tasks at hand. My brain was in overdrive, and I needed a way to quiet it down." For those dealing with chronic health issues or small children, maintenance may require additional strategies. Consider using small pockets of time (five minutes here and there), enlisting help from family members or professionals, or scheduling occasional "power sessions" to catch up when you've fallen behind. Remember that maintenance isn't about perfection—it's about having reliable systems that help you recover when life inevitably gets messy. The most sustainable approach recognizes that organization is never "done"—it's an ongoing practice that evolves with your life. As your circumstances change, your systems can adapt. What matters most is maintaining the core habits that keep paper from controlling your life, freeing you to focus on what truly matters.
Chapter 6: Balance Digital and Physical Organization
In our increasingly digital world, finding the right balance between paper and digital systems is essential. While technology offers powerful tools for managing information, most of us still live in a hybrid reality where paper and digital systems need to work together seamlessly. Until last year, I hadn't taken time to digitize my binders and household records. Raising two kids with their medical, educational, and physical needs, plus growing my business, consumed every minute I had. My physical binder system worked perfectly—I could grab a binder and head to a meeting, with everything I needed at my fingertips. Being able to access paper documents was sufficient until my son went to college. As my kids transitioned into adulthood and my business required more travel, I discovered a new need to access my documents digitally. I wanted my son to have his Medical Organizing Binder as a PDF on his phone if needed. Both my kids now keep their current medication lists in their phones as contacts, and both have needed that information in the past year. The digital versions didn't replace my physical systems—they supplemented them, creating additional security and accessibility. The first rule of digital organization is the same as physical: purge before you organize. If you scan and save all your paper without decluttering first, you'll end up with a hard drive full of digital junk that's just as overwhelming as physical clutter. Start by applying the same 85% reduction principle to your digital files that you used with your physical papers. When creating a digital filing system, establish consistent naming conventions that make retrieval easy. Your file names should include enough information to identify contents without opening the document—typically including dates (in YYYY-MM-DD format for proper sorting), document types, and relevant categories. For example, "2020_01_31_OilChange_Nissan" immediately tells you what this document is and when it was created. For scanning documents, choose a solution that matches your needs and budget. The Fujitsu ScanSnap iX500 is my personal recommendation for its wireless capability, speed (up to 25 pages per minute), and ability to scan to multiple devices. However, even smartphone scanning apps can work effectively for basic needs. Remember that a low-resolution digital copy is infinitely better than no backup at all. Digital storage options range from free cloud services like Google Drive to subscription-based options like Dropbox or specialized document management systems. Whatever solution you choose, establish a consistent backup routine to protect against hardware failures or accidental deletions. Consider a combination of local and cloud backups for maximum security. The most effective approach integrates your physical and digital systems rather than treating them as competitors. Your Sunday Basket remains your central processing hub for incoming papers, while reference binders store your most important physical documents. Digital copies provide accessibility when you're away from home and security against physical loss. By embracing both physical and digital organization methods, you create redundant systems that support each other and adapt to different situations. Remember that digital organization, like physical organization, requires maintenance. Schedule regular time to update your digital files, clean out unnecessary documents, and verify that your backup systems are working properly. By treating your digital organization with the same attention you give your physical papers, you create a comprehensive system that works in all circumstances.
Summary
The paper that surrounds us represents more than just physical clutter—it embodies our obligations, memories, and aspirations. By implementing the systems outlined in this journey—the Sunday Basket for active papers, reference binders for important documents, and thoughtful maintenance routines—you can transform your relationship with paper from one of overwhelm to one of confidence and control. The most profound insight comes from understanding that organization is not a destination but a skill that can be learned and developed over time. As you've seen through the stories of real people who've implemented these systems, the benefits extend far beyond tidy spaces. When you master your paper, you reclaim time, reduce stress, and create mental space for what truly matters. The journey begins with a single decision—to pick up one piece of paper and decide its fate with confidence. Take that step today, and watch as order gradually emerges from chaos, one sheet at a time.
Best Quote
“PINK = PERSONAL PURPLE = HOME Wardrobe needs Volunteer activity Meal plan Exercise program Travel goals Spiritual notes Car Chores Cleaning schedule” ― Lisa Woodruff, The Paper Solution: What to Shred, What to Save, and How to Stop It From Taking Over Your Life
Review Summary
Strengths: The book provides solid tips and tricks for managing overwhelming paper situations, such as settling an estate. It offers a tightly focused plan for tackling household paper clutter, which can be beneficial for those who find themselves overwhelmed by paper piles. The "Sunday basket" system is highlighted as an intuitive way to keep active paperwork organized and actioned in a timely manner. Additionally, the book acknowledges the need to customize organizational systems to fit individual situations.\nWeaknesses: The review notes that much of the information and statistics in the book seem dated, particularly in light of technological advancements that offer digital alternatives. The emphasis on physical organization tools like binders and color-coded slash pockets feels outdated when digital solutions are available. The book is also criticized for being too lengthy and containing filler content, with some sections causing the reader's interest to wane.\nOverall Sentiment: The reader's general feeling is mixed. While recognizing the value in the advice provided, the reviewer expresses disappointment with the outdated nature of the content and the book's length.\nKey Takeaway: "The Paper Solution" is a useful guide for those dealing with significant paper clutter, but its reliance on dated information and physical organization methods may not resonate with everyone, especially those who prefer digital solutions.
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The Paper Solution
By Lisa Woodruff