Carl Richards

Richards charts a course through the often perplexing world of personal finance with a focus on bridging the gap between knowledge and action. He explores the "behavior gap," a concept that delves into the disconnect between what people know they should do with their money and what they actually do. His method combines visual simplicity with behavioral psychology, transforming complex financial concepts into digestible sketches. This approach is evident in his widely read book, "The Behavior Gap: Simple Ways to Stop Doing Dumb Things with Money," where he uses accessible visuals to guide readers toward more mindful financial decision-making.\n\nFor those looking to simplify their financial strategies, Richards' "The One-Page Financial Plan: A Simple Way to Be Smart About Your Money" offers a straightforward approach. This book emphasizes aligning finances with personal values, making financial planning a tool for achieving life goals rather than just accumulating wealth. His work has resonated with a global audience, as evidenced by translations of his books into over ten languages, proving his strategies are both practical and universal. Richards' ability to demystify financial planning not only serves individuals but also reshapes how advisors communicate with their clients.\n\nAs an author whose insights extend beyond the written word, Richards has impacted the field of finance through his engaging speaking engagements and artistic endeavors. His keynote presentations, characterized by humor and vulnerability, often include live sketching, which reinforces his philosophy that the true barriers to sound financial decisions are behavioral. This bio highlights his unique contributions, emphasizing how his innovative blend of art and finance has made financial literacy more accessible and engaging. Readers and audiences alike benefit from his work, gaining clarity and confidence in their financial lives.