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How to Attract Money

Train Your Subconscious to Grow Mentally and Materially

4.0 (512 ratings)
24 minutes read | Text | 9 key ideas
"How to Attract Money (1959) by Joseph Murphy is a classic handbook on how to grow your wealth and enrich your life spiritually, mentally, and materially. It shows how, by training your conscious and subconscious mind through positive thinking and affirmations, you can gear yourself toward a life of abundance, happiness, and fulfillment."

Categories

Business, Nonfiction, Self Help, Psychology, Philosophy, Finance, Spirituality, Audiobook, Money, Personal Development

Content Type

Book

Binding

Kindle Edition

Year

2021

Publisher

GENERAL PRESS

Language

English

ASIN

B07GY3QFVS

ISBN

9388118413

ISBN13

9789388118415

File Download

PDF | EPUB

How to Attract Money Plot Summary

Synopsis

Introduction

Prosperity is not just a distant dream—it's your divine birthright. So many of us walk through life accepting financial limitation as our natural state, never realizing that abundance flows freely all around us, waiting to be channeled into our experience. The barriers between you and wealth aren't external circumstances, but internal thought patterns that have programmed your subconscious mind to accept scarcity as normal. What would change if you understood that the Universe operates on principles of abundance, not lack? Your mind is the connecting point between spiritual wealth and material manifestation. When you align your conscious and subconscious beliefs with prosperity consciousness, you activate powerful universal laws that naturally draw abundance to you. The journey ahead will transform not just your financial situation, but your entire relationship with money, success, and your own divine potential to create the life you truly desire.

Chapter 1: Recognize Your Right to Wealth and Abundance

Wealth is your divine birthright. You were born to experience abundance, happiness, and freedom in all areas of your life. There is no virtue in poverty—it is merely a mental disease that should be abolished from the face of the earth. You are here to grow, expand, and unfold spiritually, mentally, and materially. Your natural state is one of abundance, surrounded by beauty and luxury. Many people unconsciously block prosperity because they harbor negative beliefs about money. They may refer to it as "filthy lucre" or believe that "love of money is the root of all evil." Others carry a subconscious feeling that there's virtue in poverty, perhaps due to childhood conditioning or misinterpretation of spiritual teachings. These mental patterns create an invisible barrier between you and the abundance that is rightfully yours. Consider the story of a bank teller who approached the author in desperate circumstances. Though honest in his work, he had developed a guilt complex from an illicit relationship he was maintaining while neglecting his family. This guilt manifested as fear, which led to physical ailments and eventually to being falsely accused of embezzlement at work. The accusation shocked him into seeing the connection between his self-condemnation and external circumstances. He immediately broke off the inappropriate relationship and began affirming: "There is nothing hidden that is not revealed. The peace of God reigns supreme in the minds and hearts of all concerned." Soon after, another employee was discovered as the actual culprit, and he was cleared of all charges. This transformation demonstrates the power of aligning your thoughts with prosperity. To attract abundance, you must first recognize that money itself is neutral—simply a symbol of exchange. It's neither good nor evil; it's your consciousness around money that determines your experience of it. Money is like the tide—it goes out, but it always comes back when you trust in the eternal supply of the Universe. Begin practicing prosperity consciousness by quietly affirming: "Money is forever circulating freely in my life, and there is always a Divine surplus." Repeat this several times daily, especially before sleep, feeling its truth deeply. Unlike statements like "I am wealthy" which might create internal conflict if you're currently experiencing lack, this affirmation allows both your conscious and subconscious mind to agree, creating no contradiction. Remember that your wealth is not limited to material possessions—it includes your ideas, desires, talents, capacity to serve humanity, and your love for others. As you recognize and claim your divine right to prosperity, you set in motion the universal laws that must respond to your new consciousness of abundance.

Chapter 2: Transform Your Money Consciousness

Riches are fundamentally of the mind. Consider a physician whose diploma and office equipment are stolen—his true wealth remains intact in his knowledge, skills, and ability to serve others. Similarly, your greatest wealth lies in your consciousness and your capacity to contribute value to the world. When you cultivate an intense desire to benefit humanity, the universe naturally responds with abundance. During the financial crisis of 1929, a man in New York lost everything—his home and life savings vanished overnight. After attending one of the author's lectures, he declared with unwavering confidence: "I lost everything. I made a million dollars in four years. I will make it again. All I have lost is a symbol. I can again attract the symbol of wealth just as honey attracts flies." The key to his remarkable recovery was what he called "changing water into wine"—a biblical metaphor representing the transformation of consciousness into manifestation. In this powerful metaphor, water symbolizes your mind or consciousness, which takes the shape of whatever vessel it's poured into. Wine represents the manifestation of your desires, plans, and dreams. The man regularly affirmed to himself: "I can change water into wine!" meaning "I can exchange poverty ideas in my mind for the realization of wealth and financial supply." His mental attitude remained steadfast: "Once I made a fortune honestly. I will make it again." Starting as a chemical salesman, he generated innovative ideas that quickly propelled him to vice president and eventually president of his company within just four years. This transformation works through the law of action and reaction—your external world always reflects your inner thinking, beliefs, and convictions. By consciously dwelling on success, wealth, and peace of mind, you plant seeds in your subconscious that inevitably grow into corresponding external conditions. Wise thought (action) naturally produces right action (reaction). To practice this transformation yourself, recognize that prayer is essentially a "marriage feast"—a psychological process where you meditate on your desire until you become one with it. When facing financial challenges, cease quarreling with external circumstances and instead resolve the conflict in your mind. For every desire, there are opposing thoughts creating internal resistance. True prayer resolves this conflict by consistently focusing on what you want rather than what you fear. The biblical story of turning water into wine illustrates this process perfectly. Galilee represents your mind, Cana your desire, and the marriage is the subjective embodiment of your desire. When negative suggestions arise ("They have no wine"), respond by focusing on the spiritual power within you that knows no lack. As you persist in this practice, your consciousness transforms from lack to abundance, inevitably manifesting as prosperity in your external world.

Chapter 3: Harness the Power of Positive Affirmations

Positive affirmations are powerful tools that can completely transform your financial reality by reprogramming your subconscious mind. These statements, when repeated with feeling and conviction, gradually sink into your deeper mind and become part of your belief system. Once your subconscious accepts these new prosperity beliefs, it works tirelessly to bring corresponding experiences into your life. A young beauty salon owner came to the author after experiencing devastating financial setbacks. Her mother's illness had forced her to neglect her business, during which time two assistants embezzled funds. She lost everything—her business, her home, and found herself deeply in debt, unable to pay her mother's hospital bills. Her mind was filled with thoughts like "I have lost everything," "It's a cruel world," and "I cannot pay my bills." She had given up on prayer, believing it was hopeless. The author explained to her the principle of the "marriage feast"—a psychological process where you meditate on your desire until you become one with it. To transform her situation, she needed to resolve the mental conflict between her desire for prosperity and her current focus on lack. Every night, she began using constructive imagery in three specific steps. First, she imagined the local bank manager congratulating her on her wonderful deposits. Second, she heard her mother expressing joy about her new position. Third, she vividly imagined the author performing her marriage ceremony, saying "I now pronounce you man and wife." For three weeks, nothing changed externally—in fact, things got worse. But she persevered, refusing to accept defeat. She understood that consciousness is the cause of all manifestation, and that by changing her inner state, her outer circumstances must eventually conform. She recognized that "water" (her consciousness) could become supply in the form of money, true place, health for her mother, and fullness of life. Within a month, this young woman actually got married, with the author performing the ceremony with the exact words she had been visualizing: "I now pronounce you man and wife!" Her husband gave her a $24,000 wedding gift and a trip around the world. Her new expression as a beauty operator became beautifying her home and garden, transforming the desert of her mind into a flourishing rose garden. To harness affirmations effectively in your own life, choose statements that both your conscious and subconscious mind can agree upon. If you're currently experiencing financial lack, statements like "I am wealthy" might create internal conflict. Instead, use progressive affirmations like "Money is forever circulating freely in my life," "My income is increasing every day," or "God is the source of my supply, and all my needs are met at every moment." Repeat these with feeling, especially before sleep when your subconscious is most receptive. Remember to protect your new mental images from doubt and fear. When worry knocks at your door, immediately return to your positive affirmations, knowing that "a beautiful picture is being developed now in the dark house of my mind."

Chapter 4: Visualize Your Financial Success Daily

Visualization is a powerful technique that impresses your financial goals into your subconscious mind, which then works to manifest these images in your physical reality. When you consistently hold mental pictures of prosperity and success, you activate the creative powers of your mind to attract corresponding circumstances, opportunities, and resources. A young boy in Australia dreamed of becoming a physician and surgeon but lacked both money and formal education. Working as a cleaner in doctors' offices, he would shine their diplomas while secretly nurturing his own ambition. Every night before sleep, he visualized a diploma hanging on a wall with his name inscribed in bold letters. This mental practice continued for months, impressing his desire deeply into his subconscious mind. The results began to unfold naturally. One of the doctors took a special interest in the boy and trained him to sterilize instruments, give injections, and perform first aid procedures. Recognizing his potential, the doctor eventually paid for the young man's high school and college education. Today, this former cleaner is a prominent physician in Montreal, Canada. His wealth was in his mind—in his desire, imagination, and unwavering belief in his goal. This young man operated a fundamental law of mind: "Having seen the end, you have willed the means to the realization of the end." By imagining himself as a doctor, living with that idea, sustaining and nourishing it until it penetrated his subconscious, he created a conviction that paved the way for his dream's fulfillment. He could have easily said, "I have no education," "I don't know the right people," or "I have no money," but such thoughts would have defeated him before he started. The process of visualization follows clear principles. First, imagine and accept the end result in your mind—see yourself already enjoying the prosperity you desire. Then, leave the unfoldment to your subconscious wisdom. You don't need to figure out every step of the journey; your inner mind will compel you to take whatever actions are necessary for your goal's manifestation. This is the law of compulsion—your external actions automatically respond to your inner convictions. The author himself demonstrated this principle when he visualized reading his book "Magic of Faith" in French. Every night for several weeks, he fell asleep holding an imaginary French edition of his book. Shortly before Christmas, he received a letter from a leading Paris publisher with a contract to publish and promote the French edition of "Magic of Faith" throughout all French-speaking countries. He took no conscious steps to make this happen—his subconscious wisdom orchestrated the entire process. To practice effective visualization, set aside time each day, preferably before sleep, to relax your body and quiet your mind. Then, create vivid mental pictures of your financial goals as already accomplished. See yourself making deposits in the bank, receiving congratulations on your success, or enjoying the lifestyle that financial abundance provides. Feel the emotions of gratitude and joy that accompany this prosperity. Make your images as detailed and sensory-rich as possible, engaging feelings, sounds, and physical sensations. Remember that visualization is not mere fantasy—it's a deliberate programming of your subconscious mind, which knows no difference between vivid imagination and actual experience. What you consistently visualize with feeling eventually manifests as your reality.

Chapter 5: Overcome Mental Barriers to Prosperity

Mental barriers to prosperity are the invisible walls that separate you from the abundance that is rightfully yours. These barriers often take the form of negative beliefs, self-criticism, resentment of others' success, and fear-based thinking that sabotages your financial growth. Recognizing and dismantling these barriers is essential for allowing prosperity to flow freely into your life. A woman in Brooklyn during wartime illustrates how fear creates self-fulfilling prophecies of lack. Hearing that coffee would soon be rationed, she went from store to store, hoarding as much as she could and storing it in her cellar. That evening, while she attended church services, burglars broke into her home and stole not only the coffee but also her silverware, money, and jewelry. When she questioned why this happened to her, especially while she was at church, she failed to recognize that her fear of lack had created the very experience of loss she dreaded. This story demonstrates a profound truth: before the outer thief robs us, we have first robbed ourselves through our consciousness of lack. The woman's hoarding behavior stemmed from fear that there wouldn't be enough for her. This mood and fear of lack were sufficient to attract loss into her life. She didn't have to physically steal from anyone—her fear of lack produced lack. Many people who consider themselves "good citizens" experience similar losses because they harbor resentment toward others' possessions, wealth, or social position. If you secretly wish you could take money when no one is looking, such an attitude is definitely a state of lack that may attract people who will cheat or swindle you. The principle is clear: what you condemn, you lose; what you bless, you multiply. To overcome these mental barriers, you must first identify the negative patterns in your thinking. Do you criticize wealthy people? Do you believe money is somehow tainted or that poverty is more spiritually virtuous? Do you resent others' financial success? These attitudes, often absorbed from family, culture, or misinterpreted religious teachings, create powerful blocks to your prosperity. The solution is to deliberately bless what you want to experience. When you see someone depositing large sums at the bank, rejoice in their abundance. When a colleague receives a promotion or raise, sincerely congratulate them. By blessing others' prosperity, you are blessing and affirming what you are praying for in your own life. Another powerful technique is to mentally rehearse positive financial outcomes when facing uncertainty. If you're concerned about investments, quietly affirm: "Infinite Intelligence governs and watches over all my financial transactions, and whatsoever I do shall prosper." This programs your subconscious to guide you toward wise decisions and protect you from loss. For persistent financial problems, try this approach before sleep: "Now I shall sleep in peace. I have turned this matter over to the God-Wisdom within. It knows only the answer. As the sun rises in the morning, so will my answer be resurrected." Then go to sleep without fretting or worrying. Night brings counsel, and solutions often emerge after peaceful rest. Remember that you are not a victim of circumstances unless you believe you are. You can rise above any condition by standing on spiritual truth and remaining faithful to your deeper purposes. By consistently directing your mind toward abundance rather than lack, blessing rather than condemning, and faith rather than fear, you dismantle the mental barriers that have been blocking your prosperity.

Chapter 6: Practice Gratitude for Current Resources

Gratitude is a transformative force that shifts your consciousness from focusing on what you lack to appreciating what you have. This shift is not merely psychological—it creates a magnetic energy that attracts more abundance into your life. When you genuinely feel thankful for your current resources, you align yourself with the natural flow of prosperity in the universe. A man in London found himself in desperate financial straits despite being a devoted church member who had studied the workings of the subconscious mind. The author advised him to affirm frequently: "God is the source of my supply, and all my needs are met at every moment of time and point of space." Additionally, he was encouraged to contemplate the abundant natural world—how animals, fish, birds, and entire galaxies are sustained by Infinite Intelligence, and how nature itself operates with lavish extravagance. This man began to realize that since birth, he had always been cared for—fed by his mother, clothed by his father, watched over by loving parents. He recognized it was illogical to believe that the Life Principle that had always sustained him would suddenly stop responding. Through self-reflection, he discovered he had cut off his own supply through resentment toward his employer, self-condemnation, and a deep sense of unworthiness. He had psychologically severed his connection to the Infinite Source of all things. To restore this connection, he committed to a simple but powerful practice. Whenever negative thoughts arose—and they came in avalanches at first, sometimes fifty times an hour—he would immediately redirect his mind to affirm: "God is the source of my supply, and that supply is mine now!" or "There is a Divine solution. God's wealth is my wealth." Each time, he refused to entertain thoughts of lack, instead focusing on God's eternal supply flowing through him. The first day was challenging, but by the second day, fewer negative thoughts appeared. By the third day, the flow diminished further, and by the fourth day, they came only intermittently. Gradually, he reconditioned his consciousness to a wealth consciousness. Rather than losing everything or declaring bankruptcy, he received extended credit, his business improved, new opportunities emerged, and he prospered. This practice illustrates a crucial principle: you must be consistent in your gratitude and avoid "praying two ways." Many people affirm God as their supply and claim Divine prosperity, only to contradict themselves minutes later by saying, "I can't pay this bill" or "I can't afford that." Such statements neutralize positive prayers and perpetuate lack. Like a ship's captain who maintains course despite storms, you must keep your vision fixed on abundance regardless of temporary setbacks. To cultivate genuine gratitude, begin by acknowledging even the smallest blessings in your life—the air you breathe, the water you drink, the food you eat, the roof over your head. Appreciate the functioning of your body, the skills you possess, and the opportunities before you. Each morning and evening, spend a few minutes in quiet contemplation of all you have to be thankful for. When facing financial challenges, shift your focus from what's missing to what's present. Ask yourself: "What resources do I currently have that I can appreciate and utilize more effectively?" This might include material possessions, knowledge, relationships, time, or talents. By recognizing and expressing gratitude for these resources, you create a positive energy that naturally attracts more to be grateful for. Remember that gratitude is not just a feeling but an active practice that transforms your relationship with prosperity. As you consistently give thanks for what you have, you'll discover that more abundance naturally flows into your experience.

Chapter 7: Trust the Universal Laws of Supply

The Universal Laws of Supply operate with mathematical precision, regardless of economic conditions, stock market fluctuations, or global circumstances. These laws respond not to external events but to your consciousness—your deeply held beliefs and feelings about prosperity. When you understand and align with these laws, you establish yourself in a consciousness of wealth that ensures continuous supply. A minister-friend of the author once faced severe financial difficulties both personally and for his church. Rather than focusing on the lack, he adopted a simple prayer technique: "God reveals to me better ways to present the truths of God to my fellow creatures." This single-minded focus on service rather than scarcity produced remarkable results—money began flowing in abundantly, the church mortgage was paid off within a few years, and financial worries became a thing of the past. This example illustrates a fundamental principle: when you focus on contributing value rather than acquiring money, the Universal Laws of Supply activate naturally on your behalf. The minister's prayer shifted his attention from what he lacked to how he could better serve, aligning him with the flow of universal abundance. These laws operate through your subconscious mind, which accepts your beliefs and feelings as commands to be manifested. A student of these laws understands that regardless of economic conditions, they will always be amply supplied because they abide in the consciousness of wealth. Just as the tides never fail to return after going out, your supply will always return when you trust in the tireless, changeless Presence that flows ceaselessly. To activate these laws in your life, begin by recognizing that wealth is a state of consciousness—a mind conditioned to Divine supply forever flowing. Like a spiritual scientist, view money as energy that ebbs and flows but always returns. This perspective frees you from anxiety about economic fluctuations because you're connected to an eternal source rather than temporary conditions. The practical application involves several key practices. First, commune consciously with the Divine Presence, claiming and knowing that It guides you in all your ways. Second, quiet your mind regularly through meditation, asking yourself profound questions like "Where does wealth come from?" and "Where did I come from?" These questions lead you back to the One Source. Third, use affirmations that both your conscious and subconscious mind can accept without contradiction. Statements like "Money is forever circulating freely in my life, and there is always a Divine surplus" or "I am prospering every day" create no internal conflict and gradually condition your mind to wealth consciousness. Fourth, visualize prosperity flowing to you through multiple channels. See yourself as a conduit for abundance rather than its final destination. This removes the pressure of figuring out exactly how your good will come to you and allows the Universal Intelligence to work through infinite channels. Finally, maintain unwavering faith in these laws even when external evidence suggests otherwise. Just as a captain keeps his ship on course despite storms, maintain your prosperity consciousness regardless of temporary financial challenges. Remember that what appears as delay or obstacle is often the Universal Intelligence rearranging circumstances for greater good to flow to you. A powerful daily prayer to incorporate is: "I am a channel through which God's riches flow ceaselessly, copiously, and freely." Write this in your heart, inscribe it in your mind, and watch as the Universal Laws of Supply manifest abundance in ways that far exceed your limited concepts of how your good should come to you.

Summary

Throughout this journey into prosperity consciousness, we've discovered that abundance is not something to be pursued externally but rather a divine birthright to be claimed internally. The transformation begins and ends with our minds—specifically, the powerful partnership between our conscious thoughts and subconscious beliefs. As Dr. Murphy reminds us, "Wealth is a state of consciousness; it is a mind conditioned to Divine supply forever flowing." This profound truth reveals why some prosper despite economic downturns while others struggle even in times of plenty. The path forward is clear: choose today to recognize your divine right to prosperity, transform your money consciousness through positive affirmations, visualize your success daily, overcome mental barriers to abundance, practice genuine gratitude, and trust completely in the universal laws of supply. Begin now by selecting one affirmation that resonates with you—perhaps "Money is forever circulating freely in my life, and there is always a Divine surplus"—and repeat it with feeling throughout your day. Watch as your consciousness shifts from lack to abundance, and your external world gradually transforms to match your new prosperity mindset. The universe awaits your command.

Best Quote

“The Lord is my shepherd; I shall not want.” “God is my refuge, my salvation, whom shall I fear?” “God is an ever-present help in time of trouble.” “My God in Him will I trust.” “He shall cover me with His feathers, and under His wings shall I rest.” “One with God is a majority.” “If God be for me, who can be against me?” “I do all things through Christ which strengtheneth me.” ― Joseph Murphy, How to Attract Money

Review Summary

Strengths: The review highlights the core message of the book, emphasizing the idea that individuals have the right to be rich and lead prosperous lives. It also mentions the author's perspective on the importance of abundance and self-expression. Weaknesses: The review lacks a detailed analysis of the book's content, focusing more on summarizing the author's viewpoint rather than providing a critical evaluation. Overall: The review provides a brief overview of the book's theme and the author's beliefs, but lacks depth in terms of discussing the book's effectiveness or potential drawbacks. Readers interested in the concept of attracting money through the law of attraction may find this review informative.

About Author

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Joseph Murphy Avatar

Joseph Murphy

(Arabic: جوزيف ميرفي)Joseph Murphy was a Divine Science minister and author.Murphy was born in Ireland, the son of a private boy's school headmaster and raised a Roman Catholic. He studied for the priesthood and joined the Jesuits. In his twenties, an experience with healing prayer led him to leave the Jesuits and move to the United States, where he became a pharmacist in New York (having a degree in chemistry by that time). Here he attended the Church of the Healing Christ (part of the Church of Divine Science), where Emmet Fox had become minister in 1931.In the mid 1940s, he moved to Los Angeles, where he met Religious Science founder Ernest Holmes, and was ordained into Religious Science by Holmes in 1946, thereafter teaching at the Institute of Religious Science. A meeting with Divine Science Association president Erwin Gregg led to him being reordained into Divine Science, and he became the minister of the Los Angeles Divine Science Church in 1949, which he built into one of the largest New Thought congregations in the country. In the next decade, Murphy married, earned a PhD in psychology from the University of Southern California and started writing. After his first wife died in 1976, he remarried to a fellow Divine Science minister who was his longstanding secretary. He died in 1981.

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How to Attract Money

By Joseph Murphy

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